Loan limit
Upto Rs. 10.00 Million
Clean lending: from Rs. 100,000/- to Rs. 1,000,000/-
Secured lending: from Rs. 1,000,001/- to Rs. 10,000,000/-
Under Punjab Green Development Program, the limit of a loan will remain the same. However, preference will be given to the micro-enterprises, ready to adopt the environment improving technology, having up to 10 numbers of employees.
Purpose of loan
Setting up of new business
Balancing, Modernization and Replacement (BM&R) for existing businesses
Working Capital
Processing fee
Rs. 2000/- (non-refundable) at the time of submission of application
Type of loan
Term loan as per bank policy and working capital
Punjab Rozgar Loan
Another more than 1 billion Punjab Rozgar Loan will be provided to start the following business.
- Manufacturing
- Trading
- Services
- Livestock
- Agriculture
- Punjab Green Development Loan
Punjab Green Development Loan will be provided for the following businesses.
- Bricks making Bhatta ( Zig Zag Technology)
- Organic Food
- Drip Irrigation
- Solar System
- Nurseries
- Biogas Plant
Punjab Green Development Program (PGDP) has been initiated to improve environmental quality in the province and to reduce air, soil, and water pollution; address deforestation, floods, and land degradation; manage surface water and groundwater resources; conserve natural resources and protect biodiversity; develop public transportation and other alternatives to private motorized vehicles; integrate environmental considerations in public policymaking and private investments; comply with international standards and enhance green competitiveness; and to promote resource and energy efficiency.
Eligibility Criteria
The following eligibility criteria will be adhered to to process the loans under Punjab Rozgar Scheme:
Age should be 20 to 50 years
Any Gender Male / Female / Transgender can apply for the loan.
Resident condition is that individuals should be citizens of Pakistan, residents in Punjab, verified through CNIC
The business location must be in Punjab
Business Type: Sole Proprietor, Partnership, or any business fulfilling other eligibility criteria
Must have a clean e-CIB / Credit History
For startups / new businesses
Having a viable business plan
For existing businesses
Having a viable business plan with a focus to sustain the impact of COVID-19
Having Valid CNIC
Any other parameter to be set by Punjab Small Industries Corporation (PSIC) / Government.
How to Apply
Interested applicants need to apply ONLINE through www.rozgar.psic.punjab.gov.pk
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